Build the backyard you actually want, on a fixed monthly payment

Custom Pool Financing in Fort Myers, Naples & Bonita Springs

You can finance your entire project, start to finish. Coastal Custom Pool & Spa partners with HFS Financial so homeowners in Fort Myers, Naples and Bonita Springs can fund a custom pool, a renovation, or a full outdoor living space. Checking your options takes about a minute and does not affect your credit score.

Financing provided by HFS Financial. You will be taken to their site.

How financing works with Coastal Custom Pool & Spa

Three steps. You check your financing options with HFS Financial, we design and price your project, and then we build. The financing conversation and the design conversation stay separate, so neither one rushes the other.
01

Check your options Body

Start the inquiry with HFS Financial. It takes about a minute, you get answers the same day, and it does not affect your credit score.

02

Design and price your project Body

We sit down with you, walk your property, and put together a real design and a real number. You are never guessing at what your project costs.

03

Build Body:

Once your financing and your design are both settled, we get to work. Funds are paid directly to you, so you stay in control of your own project.

pool tanning ledge with two in-water loungers set

Why homeowners finance a custom build

The most common thing we watch happen is a homeowner starting with the backyard they want, then cutting it back piece by piece to match the cash sitting in their account. The fire feature goes. The stone upgrade goes. The spa goes. Two years later, they are still looking at the version they settled for. Financing exists so the design conversation and the cash-on-hand conversation do not have to be the same conversation. You keep your reserves where they are. You build the space once, properly, and pay for it on a fixed monthly amount you agreed to up front. We are not going to tell you that borrowing is the right answer for your situation. That is yours to decide, and if paying cash suits you better, that is a good outcome too. What we will say is that deciding to shrink the project should be a design decision, not an accident of timing.

Coastal Custom Pool & Spa is not a lender. We do not originate, arrange, or guarantee financing. All financing is provided by HFS Financial and its lending partners and is subject to credit approval. Rates, terms and approval are determined by the lender, not by Coastal Custom Pool & Spa. The link above takes you to a third-party website.

About HFS Financial

HFS Financial is a home improvement lending platform that has funded projects for homeowners nationwide, and they work with thousands of contractors across the country. We chose them as our financing partner because their process is quick, their team is easy to reach, and they describe their program as personal loans rather than home equity products. What HFS highlights about their program:

  • No home equity required Fixed-rate loans, so your payment does not move Same-day prequalification answers Funds paid directly to you Inquiring does not impact your credit score

Current rates, terms and loan amounts are shown on their prequalification page, where they are kept up to date. We would rather send you to the source than quote you a number that has changed since we published it. 

The work speaks. So do our clients.

Coastal Custom Pool & Spa builds full-custom pools, renovations and outdoor living spaces across Fort Myers, Naples, Bonita Springs and the surrounding communities. We describe ourselves as customer service professionals who happen to build pools, and the order of that sentence is intentional.
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The Attorney Investor profile picture
The Attorney Investor
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My family was referred to Coastal by a friend who had their pool, deck and screen enclosure built by Coastal a couple years ago. I must say what an experience so far from the responsiveness, the punctuality and the overall communication from everyone we have worked with. As an investor, I priroritize efficiency and responsiveness as much as I value a fair price. I also like how Coastal truly takes its time to scope out a project ensuring it is priced correctly to remove surprises during the pool build process.
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Lee Lowder profile picture
Lee Lowder
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Great job, stayed on schedule, quality was very good. Customer communication and service was very good
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Eman Momani profile picture
Eman Momani
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⭐⭐⭐⭐⭐ Outstanding experience from start to finish. The team was professional, responsive, and kept us informed throughout the entire project. The quality of work exceeded our expectations, and our pool looks amazing. It's refreshing to work with a company that delivers exactly what they promise. Highly recommend Coastal Custom Pool & Spa!
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Nicholas Morgan profile picture
Nicholas Morgan
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From the very first design consultation, the team at Coastal Custom Pool & Spa blew us away. They listened to exactly what we envisioned and brought it to life in the design renderings. The 3D renderings made it easy to visualize the finished product, and they walked us through every detail — from the pool shape and finish to the spa placement and decking layout. The design process was seamless, professional, and honestly fun. We felt like we were in great hands the entire time. If you’re looking for a team that takes the time to truly design your dream pool, look no further. Oh and unlike other companies who do zero design work or charge you an arm and a leg, they don’t charge you for it!
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Jane Majeski profile picture
Jane Majeski
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Matthew Lam followed through on promises to help us restore the appearance of tiles on our pool deck. He did so in a very timely and professional manner. Coastal Custom Pools is well represented by Matt!
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Sebastien Regester profile picture
Sebastien Regester
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Coastal Custom Pool & Spa exceeded our expectations from start to finish. The entire team was professional, responsive, and truly cared about bringing our vision to life. The design process was smooth, communication was excellent, and the quality of workmanship is outstanding. Our pool turned out absolutely beautiful and has completely transformed our backyard. If you’re looking for a company in Naples that delivers high-quality work and treats you like a valued customer, I highly recommend Coastal Custom Pools & Spa. Couldn’t be happier with the experience!
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Carol Chatterton profile picture
Carol Chatterton
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I just want to say how pleased I am with Costal Custom Pools. We have had a great experience, Christopher always shows up and goes the extra mile. He leaves the pool looking spotless and crystal clear. Also Sheryl in the office is so kind and friendly and always willing to help. Sincerely, Carol C.
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J. Todd Campi profile picture
J. Todd Campi
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We're just at the beginning of our pool renovation with Coastal Custom Pool & Spa, but I want to convey how great they've been so far, communicating with me so nicely and in such a timely manner! And a special thank you to Tauris and Kevon, our demo crew, who worked so hard & cleaned up nicely when done. They went above and beyond, at our daughter's request, to bring back the old tiles that had been taken away, so she can make mosaic art with them, in memory of her times in the old pool with her grandmother--nice!
Custom pool and spa with glass tile and a fire bowl feature

Financing questions we hear most

No. HFS describes their program as personal loans rather than home equity products, not a loan against your home’s equity. Ask their team directly how the loan is secured and what gets filed, so you have the full picture before you sign anything. They will tell you, and you should ask.

No. HFS states that inquiring does not impact your credit score, and they confirm it on their prequalification page before you begin. A hard credit check only comes later in the process, once you choose to move forward.

Either. Renovations and outdoor living projects qualify the same way a new build does. If we build it, you can finance it.

No. Your quote is your quote. How you choose to pay for it does not change what we build or what it costs.

Your backyard, reimagined

Check what your financing options look like, then let us show you what your backyard could be.